Browse Bills

Requires health insurance commissioner to conduct a review of health insurance benefit mandates, including an analysis of the impact on premium costs, conducted every 5 yrs and report findings and recommendations to governor, senate president and speaker.

Clarifies the manner in which certain dental insurance benefits are paid directly to the provider.

Mandates health insurance coverage for medically necessary hormonal and non-hormonal therapy to treat menopausal symptoms if the therapy is recommended by a qualified health care provider licensed in RI and it has been proven safe and effective.

Clarifies how condominium insurance deductibles and unpaid losses are divided between associations and unit owners, require owners to insure units if associations do not, and allow boards to manage and use insurance proceeds for repairs.

Provides that Rhode Island state employees be eligible for temporary disability insurance effective January 1, 2027.

Eliminates the "until June 30, 2026" sunset on the increase in the total amount of earnings a partial-unemployment insurance claimant can receive before being entirely disqualified for unemployment insurance benefits.

Requires the Rhode Island life and health insurance guarantee association to be obligated to cover a minimum of five hundred thousand dollars ($500.000) in present value of annuity benefits, including net cash surrender and net cash withdrawal values.

Prohibits public and private colleges and universities from charging students for institution provided health insurance in the absence of affirmative action by the student opting-in to coverage.

Mandates health insurance coverage by eliminating out-of-pocket costs for lung cancer screenings in order to enable patients to get the critical care they need without delay.

Establishes a procedure for a health insurer to reimburse a healthcare provider no less than sixty-five percent (65%) of each unpaid co-payment, co-insurance or deductible amount due, after reasonable collection efforts.

Charges the office of the health insurance commissioner to incorporate uncompensated care as a formula-driven numeric adjustment in the methodology used to establish any affordability standard or rate cap, applicable to hospital contracts.

Prohibits the use of genetic information for purposes of determining eligibility, setting premium rates, or imposing preexisting condition exclusions for life insurance, disability insurance, or long-term care insurance.

Requires that insurance policies for property damage, personal injuries, and indemnification other than payment of compensation for workers compensation, state policy limits and no amount of the policy may be used to pay costs to defend a claim.

SENATE RESOLUTION CREATING A SPECIAL LEGISLATIVE COMMISSION TO MAKE A COMPREHENSIVE STUDY OF RHODE ISLAND'S MEDICAL MALPRACTICE IMPACT ON HEALTH CARE PROVIDERS AND HEALTH CARE COSTS IN RHODE ISLAND (Creates commission to study medical malpractice issues relating to lawsuits, claims, settlements, filings and related impact on insurance costs for providers with report due 10/1/27 and expiration on 1/31/28.)

Requires that applicants for a retail liquor license in the town of Westerly acquire commercial, general-liability, liquor liability and property damage insurance coverage in the amount of $300,000.

This bill would require anyone applying for a retail liquor license in the town of Westerly, Rhode Island, to carry at least $300,000 in insurance coverage.

Requires homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20% and a violation constitutes a deceptive trade practice punishable by a fine not to exceed $1,000.

This bill would require homeowner's insurance companies in Rhode Island to give policyholders at least two months' advance notice before raising their renewal premiums by more than 20%.

Raises the amount of life insurance the state provides at no charge to Rhode Island National Guard members called up for federal duty to five hundred thousand dollars ($500,000).

This bill would increase the amount of free life insurance that the state of Rhode Island provides to members of the Rhode Island National Guard when they are called up for federal active duty.

Prohibits dental insurers from refusing to honor directions to pay from insured, modifying benefits to be paid. Requires providers to accept payment by virtual credit card as unfair claims practices.

This bill aims to change the rules around how dental insurance companies handle payments to dentists and other dental care providers.

Provides that adjunct faculty members at any state college or university who teach at least 50% of the hours regularly worked by full-time faculty in a semester would be eligible for the same medical benefits as other state employees.

This bill would extend medical health insurance benefits to adjunct (part-time) faculty members who work at Rhode Island's public colleges and universities.

Prohibits healthcare insurers from requiring or conducting a review for prescription medicine used to treat alcohol or opioid use disorder containing Methadone, Burenorphine, or Naltrexone, or approved to mitigate opioid withdrawal symptoms.

This bill would prevent health insurance companies in Rhode Island from requiring prior authorization or other utilization reviews before covering certain medications used to treat alcohol use disorder and opioid use disorder.

Caps amount payable for 30 day supply of equipment/supplies for insulin administration/glucose monitoring at $25 or equipment designed to last more than 30 days with no deductible commencing January 1, 2027.

This bill would place a limit on how much people with diabetes have to pay out-of-pocket for the supplies they need to manage their condition.

Provides for fair pharmacy reimbursement from a pharmacy benefit manager, and also provides anti-discrimination prohibitions in regard to non-affiliated pharmacies or pharmacists.

This bill aims to create fairer rules for how pharmacy benefit managers (PBMs) — the middlemen companies that manage prescription drug benefits for insurance plans — pay pharmacies for dispensing medications.

Prohibits the division of motor vehicles from placing on a motorist's driving record, a traffic violation which fine has been paid no longer than thirty (30) days after its issuance. This procedure would only be utilized twice per year.

This bill would allow Rhode Island drivers to keep certain minor traffic violations off their official driving record under specific conditions.

Disregards the limitations on trusts if the person has purchased long-term-care-insurance with a coverage payout amount equal to the average cost of long-term care in the State of Rhode Island.

This bill would change the rules around how Rhode Island's Medicaid program (which the state calls Medical Assistance) treats certain financial assets — specifically, money held in trusts — when determining whether someone qualifies for benefits.