National Strategy for Combating Scams Act of 2025

National Strategy for Combating Scams Act of 2025

This bill would require the federal government to develop a comprehensive national strategy for fighting scams that target Americans. Based on its title and committee referrals, the legislation aims to coordinate efforts across multiple areas of government — including law enforcement, communications, and financial oversight — to better identify, prevent, and respond to the wide variety of scams that cost Americans billions of dollars each year. These can include phone scams, online fraud, financial schemes, and other deceptive practices.

The bill affects a broad range of Americans, particularly those who are most frequently targeted by scammers, such as seniors, people with limited financial literacy, and others who may be vulnerable to fraud. By creating a unified national strategy, the bill would push federal agencies to work together more effectively rather than tackling scam prevention in a fragmented way. The involvement of committees overseeing the judiciary, energy and commerce, and financial services suggests the strategy would span areas like criminal prosecution, telecommunications regulation, and financial fraud protection.

It is important to note that this bill has only been introduced and referred to committees — it has not yet been debated, amended, or voted on. No official description of the bill's specific details has been provided, so the full scope of its requirements, funding, or enforcement mechanisms is not yet publicly available. As the legislative process moves forward, more concrete details about how the strategy would be developed and implemented are expected to emerge.