Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025
Legislative Progress
Plain English Summary
AI-generatedPlain-English Summary: Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025
This bill, often referred to by its acronym INVEST Capital Formation Act of 2025, focuses on making it easier for businesses — particularly startups and smaller companies — to raise money from investors. Capital formation refers to the process by which businesses attract funding to grow, hire workers, and develop new products or services. The bill likely adjusts rules around how companies can offer and sell ownership stakes (like stocks or shares) to investors, potentially loosening certain regulatory requirements that currently make that process more complex or costly.
The bill would most directly affect entrepreneurs, small business owners, and investors. Startups and growing companies could find it easier to access funding without navigating as many bureaucratic hurdles. Investors — including everyday Americans who might want to invest in newer or smaller companies — could have more opportunities to participate in funding these ventures. Depending on the specific provisions, some consumer protections that currently limit who can invest in certain types of offerings may also be modified.
The legislation passed the House by a strong bipartisan margin of 302 to 123 and has been sent to the Senate, where it is now under review by the Committee on Banking, Housing, and Urban Affairs. The wide margin of House approval suggests considerable support across party lines, though it still faces further scrutiny in the Senate before it could become law.
*Note: Because no official bill description was provided, this summary is based on the bill's title and legislative context. Readers are encouraged to review the full bill text for complete details.*
This summary is AI-generated for informational purposes. Always refer to the official bill text for legal accuracy.
Latest Action
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
December 15, 2025
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Legislative History
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Dec 15, 2025Motion to reconsider laid on the table Agreed to without objection.
Dec 11, 2025Considered as unfinished business. (consideration: CR H5790-5793)
Dec 11, 2025The House resolved into Committee of the Whole House on the state of the Union for further consideration.
Dec 11, 2025The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3383.
Dec 11, 2025The previous question was ordered pursuant to the rule.
Dec 11, 2025The House adopted the amendments en gros as agreed to by the Committee of the Whole House on the state of the Union.
Dec 11, 2025Passed/agreed to in House: On passage Passed by recorded vote: 302 - 123 (Roll no. 328).
Dec 11, 2025On passage Passed by recorded vote: 302 - 123 (Roll no. 328).
Dec 11, 2025POSTPONED PROCEEDINGS - At the conclusion of debate on the Self amendment No. 1, the Chair put the question on agreeing to the amendment and by voice vote, announced the noes had prevailed. Mr. Self demanded a recorded vote, and the Chair postponed further proceedings until a time to be announced.
Dec 10, 2025DEBATE - Pursuant to the provisions of H.Res. 936, the Committee of the Whole proceeded with 10 minutes of debate on the Self amendment No. 1.
Dec 10, 2025GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3383.
Dec 10, 2025The Speaker designated the Honorable James C. Moylan to act as Chairman of the Committee.
Dec 10, 2025House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 936 and Rule XVIII.
Dec 10, 2025Rule provides for consideration of H.R. 3898, H.R. 3383, H.R. 3638, H.R. 3628, H.R. 3668 and S. 1071. The resolution provides for consideration of H.R. 3898, H.R. 3383, H.R. 3638, and H.R. 3628 under a structured rule; and H.R. 3668 and S. 1071 under a closed rule. The resolution provides for one motion to recommit on H.R. 3898, H.R. 3383, H.R. 3638, H.R. 3628, and H.R. 3668; and one motion to commit on S. 1071.
Dec 10, 2025Considered under the provisions of rule H. Res. 936. (consideration: CR H5534-5555; text: CR H5540-5546)
Dec 10, 2025DEBATE - Pursuant to the provisions of H.Res. 936, the Committee of the Whole proceeded with 10 minutes of debate on the Self amendment No. 2.
Dec 10, 2025Committee of the Whole House on the state of the Union rises leaving H.R. 3383 as unfinished business.
Dec 10, 2025On motion that the committee rise Agreed to by voice vote.
Dec 10, 2025Mrs. Wagner moved that the committee rise.
Dec 10, 2025POSTPONED PROCEEDINGS - At the conclusion of debate on the Waters amendment No. 5, the Chair put the question on agreeing to the amendment and by voice vote, announced the noes had prevailed. Ms. Waters demanded a recorded vote, and the Chair postponed further proceedings until a time to be announced.
Dec 10, 2025DEBATE - Pursuant to the provisions of H.Res. 936, the Committee of the Whole proceeded with 10 minutes of debate on the Waters amendment No. 5.
Dec 10, 2025DEBATE - Pursuant to the provisions of H.Res. 936, the Committee of the Whole proceeded with 10 minutes of debate on the Waters amendment No. 4.
Dec 10, 2025POSTPONED PROCEEDINGS - At the conclusion of debate on the Waters amendment No. 3, the Chair put the question on agreeing to the amendment and by voice vote, announced the noes had prevailed. Ms. Waters demanded a recorded vote, and the Chair postponed further proceedings until a time to be announced.
Dec 10, 2025DEBATE - Pursuant to the provisions of H.Res. 936, the Committee of the Whole proceeded with 10 minutes of debate on the Waters amendment No. 3.
Dec 10, 2025Rules Committee Resolution H. Res. 936 Reported to House. Rule provides for consideration of H.R. 3898, H.R. 3383, H.R. 3638, H.R. 3628, H.R. 3668 and S. 1071. The resolution provides for consideration of H.R. 3898, H.R. 3383, H.R. 3638, and H.R. 3628 under a structured rule; and H.R. 3668 and S. 1071 under a closed rule. The resolution provides for one motion to recommit on H.R. 3898, H.R. 3383, H.R. 3638, H.R. 3628, and H.R. 3668; and one motion to commit on S. 1071.
Dec 9, 2025Reported (Amended) by the Committee on Financial Services. H. Rept. 119-169.
Jun 25, 2025Placed on the Union Calendar, Calendar No. 135.
Jun 25, 2025Reported (Amended) by the Committee on Financial Services. H. Rept. 119-169.
Jun 25, 2025Committee Consideration and Mark-up Session Held
May 20, 2025Ordered to be Reported (Amended) by the Yeas and Nays: 41 - 10.
May 20, 2025Introduced in House
May 14, 2025Introduced in House
May 14, 2025Referred to the House Committee on Financial Services.
May 14, 2025