To amend title XXVII of the Public Health Service Act and title 5, United States Code, to require group health plans, health insurance issuers offering group or individual health insurance coverage, and Federal Employees Health Benefits Program health benefits plans to meet certain requirements with respect to medical child support orders, and for other purposes.

Plain-English Summary

This bill would require health insurance plans — including employer-sponsored group plans, individual insurance policies, and the Federal Employees Health Benefits Program (which covers federal government workers) — to follow certain rules when a court orders a child to be covered under a parent's health insurance. These court orders, called "medical child support orders," typically arise during divorce or child custody cases, when a judge requires one parent to provide health insurance coverage for their children.

Specifically, the bill sets standards that insurance plans must meet when they receive one of these court orders. This likely includes requirements about how quickly plans must respond, how they must enroll the child, and what protections must be in place to ensure the child actually receives the coverage the court has ordered. The goal appears to be making sure children don't fall through the cracks when a court has already decided they deserve health insurance coverage through a parent's plan.

This bill would primarily affect children whose parents are separated or divorced and who rely on court-ordered health coverage, as well as the parents involved in those cases. It would also place obligations on insurance companies and employers who offer health benefits, requiring them to handle these court orders in a consistent and compliant way. Federal employees and their children covered through the government's health benefits program would also be included under these new rules.

The bill has been referred to multiple House committees for review and has not yet been voted on.