Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.

What This Bill Does

This legislation is a procedural "rule" from the House Rules Committee that would set the terms for debating and voting on several separate pieces of legislation at once. Think of it as a scheduling and ground-rules package that bundles multiple unrelated bills together for consideration on the House floor. The House Rules Committee frequently uses this type of measure to manage how legislation moves through Congress, controlling things like how long debate lasts and whether amendments can be offered.

What's Inside the Package

The bundle covers four distinct policy areas. First, it includes two resolutions that would overturn federal regulations from the Consumer Financial Protection Bureau (CFPB) — one dealing with overdraft fees charged by large banks, and another that would have required large digital payment apps (like Venmo or Cash App) to follow the same rules as banks. Second, it includes a bill that would restrict federal judges from issuing nationwide injunctions, which are court orders that can block a law or policy from taking effect across the entire country. Third, it includes the SAVE Act, which would require people to show documentary proof of U.S. citizenship — such as a passport or birth certificate — when registering to vote in federal elections.

Who It Affects

Depending on which pieces ultimately became law, this package could affect a wide range of Americans. Bank customers who pay overdraft fees, users of digital payment apps, federal courts and the scope of their power, and anyone who registers to vote in federal elections could all be impacted. The specific effects on each group would depend on the details of each individual bill or resolution.

Current Status

This procedural resolution was voted on in the House and failed, with 206 members voting in favor and 222 voting against. Because it did not pass, the individual bills and resolutions bundled within it did not move forward through this particular process at this time.