Provides a framework through which the department of business regulation can seek grants to fund a home hardening program.

Plain-English Summary

This bill would give Rhode Island's Department of Business Regulation the authority and a formal process to apply for grant funding — from federal sources or other outside funders — to create a "home hardening" program. Home hardening refers to making houses more resistant to weather-related damage, such as from storms, flooding, or high winds. Rather than using state tax dollars, the bill focuses on pursuing outside grant money to pay for the program.

If funded, the program would likely help Rhode Island homeowners make improvements to their properties that reduce the risk of weather-related damage. This could include things like reinforcing roofs, improving drainage, or upgrading windows and doors. The goal is to reduce the financial losses that homeowners — and potentially insurance companies — face when severe weather strikes, which can also help keep home insurance more affordable and available in the state.

This bill affects Rhode Island homeowners, particularly those in areas vulnerable to storm or weather damage, as well as the broader home insurance market in the state. It also affects the Department of Business Regulation, which oversees insurance in Rhode Island and would be responsible for seeking and managing any grants received.

Currently, the bill has been referred to the House Corporations Committee and has been recommended to be held for further study, meaning lawmakers are still reviewing it and it has not yet moved forward in the legislative process.