Allows on and after September 1, 2026, an owner of motor vehicle(s) to transfer ownership and registration of said vehicle on their death, by a certificate of title designation and requires DMV to amend title forms, to include transfer-on-death language.

Rhode Island Bill Summary: Transfer-on-Death Vehicle Titles

This bill would allow Rhode Island vehicle owners to name a beneficiary directly on their car title — someone who would automatically receive the vehicle when the owner dies. Starting September 1, 2026, the Department of Motor Vehicles (DMV) would be required to update its title forms to include a "transfer-on-death" section where owners can record this designation. The process would work similarly to naming a beneficiary on a bank account or life insurance policy.

The practical effect is that when a vehicle owner dies, the named beneficiary could transfer the car into their own name without the vehicle having to go through the court-managed inheritance process known as probate. This could save families significant time and legal costs when settling a loved one's affairs. The designation would only take effect upon death, meaning the current owner retains full control of the vehicle during their lifetime.

This bill primarily affects Rhode Island vehicle owners who want a simpler way to pass a car to a family member or other chosen person, as well as those who would inherit such vehicles. It would also require the DMV to update its administrative forms and processes. Currently, the bill has been referred to the House Judiciary Committee, which has recommended holding it for further study, meaning it has not yet advanced toward a full vote.